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CerinoHomes of Northern Virginia - Fairf

Buying: Choosing Best Loan For You

What is the 'best' loan for me? There isn't a simple answer to this question. The right type of mortgage for you depends on many different factors:

  • Your current financial situation
  • Your future projected income
  • How long you intend to keep your house
  • How comfortable you are with your mortgage payment changing


For example, a 15-year, fixed-rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments will increase when the interest rate adjusts upward and you may not know what the final increase may be as it is usually based on the prime rate + at the time of the adjustment..

The best way to find the "right" answer for you is to discuss your finances, your plans, financial prospects, and your preferences frankly with a mortgage professional.

Click here to get in touch with a morgage specialist.

Berkshire Hathaway Home Services/PenFed Realty
45245 Business Ct, Suite 101
Dulles, VA 20166
(703)-318-0067

Each Office Independently
Owned and Operated

Hosted by

agent photo
Todd Cerino
Berkshire Hathaway Home Services/PenFed Realty

1886 Metro Center Drive #200
Reston, VA 20190
Phone: 703-201-8898
Fax: 703-738-7254
Email: todd@cerinohomes.com